PRIVACY POLICY AND NOTICE
WHAT DOES LIGHTHOUSE ACCEPTANCE CORP.
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit History and credit scores

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lighthouse Acceptance Corp. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Lighthouse Acceptance share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes - information about your transactions and experiences Yes Yes
For our affiliates' everyday business purposes - information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share

To limit our sharing

  • Call 360.576.1222 - our menu prompt you through your choice(s) or
  • Visit us online: www.lighthouseacceptance.com

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 360.576.1222 or go to www.lighthouseacceptance.com

Who we are
Who is providing this notice? Lighthouse Acceptance Corp.
What we do
How does Lighthouse Acceptance protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We educate and train our employees to understand the importance of customer privacy, and to adhere to our Code of Ethics.

How does Lighthouse Acceptance collect my personal information?

We collect your personal information, for example, when you

  • Open an account or pay your bills;
  • Apply for financing or apply for a lease;
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account unless you tell us otherwise.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include non-financial companies, such as Dick Hannah Dealerships, Dick Hannah General Agency and Dick Hannah Insurance Agency.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Lighthouse Acceptance Corp. does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information

Acknowledgement of Receipt: I hereby acknowledge that I have received a copy of this Privacy Notice from Lighthouse Acceptance Corp.

Customer Signature
Printed Name